Paula Miranda asks whether her mom, who is from the Philippines but resides legally in the United States, will benefit from the Affordable Care Act. | Video Credit: John Rosman, KPBS
By Megan Burks
The most recent poll from the Kaiser Family Foundation says 4 in 10 Americans don’t know the Affordable Care Act is moving forward as law. Well, it is. And love it or hate it, you need to get in the know before 2014. So we’re launching a weekly Q-and-A series on the law called Second Opinion. You can send us your questions here.
 Paula Miranda holds a portrait of her mother, who emigrated from the Philippines to the United States about 30 years ago. | Photo Credit: John Rosman |
Our first question comes Paula Miranda. She’s a 31-year-old North Park resident and an instructional designer, meaning she’s behind many of the online courses at local community colleges. She’s also a first-generation immigrant from the Philippines.
Her mother brought her and her brother to the United States so she could better provide for them, but now the tables have turned and they’re caring for her.
Paula asks:
| “My mom is a permanent resident here and I’m wondering what kind of benefits she’s going to be able to have under the Affordable Care Act.” |
Miranda’s mother has a green card and has been living legally in the U.S. for about 30 years. Some other things you need to know about her:
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The Takeaway
In California, immigrants who are in the country legally can expect to see what most Americans will from the Affordable Care Act.
If they receive benefits through their job, things likely won’t change much (though, they should talk to their employers). If they were already eligible for Medi-Cal, they can continue to receive those benefits. If they don’t qualify for a public health plan, they can purchase a plan through the state-run health exchange, Covered California.
Like all Americans, they must be insured by tax time next year or face a penalty.
You may have heard of a five-year waiting period for Medicaid for immigrants. In California, that doesn’t exist. The state came up with a workaround that lets recent arrivals receive Medi-Cal, the state’s version of Medicaid, if they fall within the new income brackets. But they have sign up for the benefits through Covered California.
The Orders
Ms. Miranda should purchase a health plan through Covered California. Enrollment opens in October and runs through March 31, but she can log on now to get a cost estimate.
If you have a question about the Affordable Care Act, ask it at kpbs.org/source.
Correction: A previous version of this article misstated that recently arrived immigrants have to wait five years to be eligible for Medicaid. While the law does state this, California has found a way to include recent arrivals in Medi-Cal.